Understanding the Lending Landscape, Committed to Exceptional Service
MPFG Group is a credit provider established in 2019. MPFG Capital Pty Ltd provides loan solutions to broker firms, accountant firms, and other professional consulting firms. We are specialists in residential loans, commercial loans, car loans, and any other types of loans.
Home Loans
We offer a full suite of residential lending products tailored to borrowers who may not qualify for standard bank finance. Whether you are self-employed, a new migrant, an expat, or simply need a faster decision, our flexible programs are designed for you.
View ProductsKey Features
- Full Doc — for PAYG borrowers with standard income documentation
- Alt Doc — for self-employed with BAS, accountant letter, or bank statements
- Expat — for Australian residents living overseas, LVR up to 80%
- Non-conforming — for borrowers with complex credit histories
Commercial Loans
From owner-occupied commercial properties to investment holdings, MPFG provides structured commercial lending solutions with competitive terms and decisive credit outcomes. Our team understands commercial property fundamentally — not just the numbers.
Get in TouchKey Features
- Commercial real estate purchase and refinance
- Industrial, retail, and mixed-use properties
- LVR up to 75% subject to property type
- Full Doc and Alt Doc assessment available
Bridging & Private Finance
When timing is critical and conventional lenders cannot move fast enough, MPFG Capital's private funding solutions provide short-term capital against property security. Ideal for developers, vendors bridging to a sale, or borrowers requiring rapid deployment.
Get in TouchKey Features
- Short-term bridging loans (1–24 months)
- Property development and construction finance
- Rapid approval and drawdown
- Flexible exit strategies accepted
Refinance Solutions
If your current lender no longer serves your needs — whether due to rate, serviceability, or changing circumstances — our refinance solutions can help you unlock equity, reduce repayments, or consolidate debt on terms that actually work for you.
View ProductsKey Features
- Cash-out refinance for renovations or investment
- Debt consolidation across multiple liabilities
- Self-employed and alt doc refinance available
- Rapid settlement for time-sensitive exits
Specialists in Lending Where Others Say No
MPFG Capital was built specifically to serve borrowers who fall outside the credit appetite of major banks. Our programs and credit team are structured to assess real-world situations — not just tick-box criteria.
- Self-employed business owners without traditional payslips
- New migrants and permanent residents
- Australian expats purchasing property at home
- Investors growing a residential or commercial portfolio
- Borrowers previously declined by major banks
- Developers requiring short-term construction or bridging finance
- Broker and accountant firms seeking a specialist non-bank partner
Not sure which service fits your situation?
Our team will assess your needs and recommend the most suitable solution — no obligation, no jargon.