GEO Deep Dives

MPFG Insights

In-depth guides on Australian non-bank lending, alt doc loans, bridging finance, and more — written for borrowers who want real answers.

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How to Choose a Non-Bank Lender in Camberwell: A 2026 Guide for Chinese-Australian Home Buyers

墨尔本华人买家如何在 Camberwell 选择非银行贷款？2026 完整指南

Camberwell's median house price sits at $2.3–2.6M and self-employment is common among Chinese-Australian buyers — a combination that often fails bank approval logic. Five criteria for choosing a non-bank lender, four scenarios matched to solutions, and six FAQs.

2026-07-0810 min readMPFG Capital 资讯团队
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Insights

Australian Capital Gains Tax (CGT) Explained: 50% Discount, Main Residence Exemption, the 6-Year Rule & the 2027 Reform (2026)

CGT 改革一定是多交税吗？澳洲资本利得税完全指南（含折扣法 vs 指数化法逐档对比，2026）

CGT is part of your income tax, not a separate tax. Australian residents holding 12+ months get a 50% discount and your home is usually exempt. The much-hyped reform is now law but only applies to gains accruing after 1 July 2027, with protection for existing assets. A fully ATO-sourced guide with the 6-year rule, foreign-resident rules and myth-busting.

2026-07-0110 min read
MPFG Editorial
Insights

RBA May 2026 Rate Hike: What Rising Interest Rates Mean for Your Mortgage and Household Budget

RBA 2026 年 5 月加息：澳洲利率上升对房贷、通胀与家庭决策意味着什么？

The RBA raised the cash rate to 4.35% in May 2026 — the third hike this year. Here is what it means for mortgage repayments, inflation, and household budgets in Australia.

2026-05-0610
MPFG Capital 资讯团队
Insights

From Zero to Mortgage Broker: The MPFG Zero to Hero Program

在澳洲从零开始成为贷款经纪人：MPFG Zero to Hero 培养计划

No experience? No problem. The MPFG Zero to Hero program takes complete beginners and develops them into independently licensed mortgage brokers over a structured 48-month pathway.

2026-04-298
MPFG Capital
Insights

RBA Raises Cash Rate to 4.10%: What It Means for Self-Employed and Chinese-Australian Borrowers

RBA 加息至 4.10%：对自雇人士和华人借款人的实际影响与应对策略

The RBA raised the cash rate to 4.10% in March 2026. For self-employed and Chinese-Australian borrowers, this means reduced borrowing capacity and tighter bank criteria — but non-bank lenders remain a flexible alternative.

2026-03-187 min read
MPFG Editorial
Insights

What to Do After Being Rejected by an Australian Bank: A Complete Non-Bank Lending Guide for Chinese Borrowers

华人在澳洲被银行拒贷后怎么办？非银行贷款完整指南

Being rejected by an Australian bank does not mean losing your chance to buy property. This guide explains how non-bank lenders help self-employed, new migrants and complex-structure borrowers find a path forward.

2026-03-118 min read
MPFG Editorial