Disclaimer

This Disclaimer applies to all content published on the MPFG Capital website at mpfg.com.au and any associated materials provided by MPFG Capital Pty Ltd (ABN 70 670 779 370, Australian Credit Licence 553698) ("MPFG").

1. General Information Only

The information contained on this Website is provided for general informational and educational purposes only. It does not constitute financial product advice, credit advice, legal advice, taxation advice or any other form of professional advice.

MPFG recommends that you seek independent, licensed professional advice appropriate to your specific financial circumstances before making any credit or financial decision. A financial adviser, mortgage broker or solicitor can provide advice tailored to your individual situation.

2. Interest Rates and Product Information

All interest rates, comparison rates, fees, charges and product terms displayed on this Website are indicative only and subject to change at any time without notice. The rates shown do not represent a credit offer or guarantee of approval.

Comparison rate warning: Comparison rates are calculated on a secured loan of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All applications are subject to MPFG's credit assessment criteria, verification of information, satisfactory valuation and other conditions. MPFG reserves the right to vary or withdraw any indicative rate at any time prior to formal approval.

3. No Guarantee of Loan Approval

Nothing on this Website constitutes an offer of credit or a guarantee that a loan application will be approved. Submitting an enquiry or application does not create any obligation on MPFG to approve or fund a loan. Eligibility is assessed on a case-by-case basis in accordance with responsible lending obligations under the National Consumer Credit Protection Act 2009 (Cth).

4. Accuracy of Information

While MPFG takes reasonable care to ensure the accuracy of information on this Website, we do not warrant or represent that the information is accurate, complete, current or free from error. Market conditions, regulatory requirements and product offerings change frequently. You should independently verify any information before relying on it.

5. Market and Economic Information

Any commentary, analysis or market information published on this Website (including blog articles and insights) reflects the views of MPFG at the time of publication. Such content is provided for informational purposes only and should not be construed as a recommendation to buy, sell or hold any financial product or property.

Past performance of any market, asset class or financial product is not indicative of future performance. Property values, interest rates and economic conditions can change significantly and may adversely affect your financial position.

6. Third-Party Information

Some content on this Website may reference or summarise information from third-party sources such as the Reserve Bank of Australia, Australian Prudential Regulation Authority, Australian Bureau of Statistics or other industry bodies. MPFG does not accept responsibility for the accuracy or completeness of third-party information and does not endorse the views of any third party.

7. Regulatory Disclosure

MPFG Capital Pty Ltd holds Australian Credit Licence 553698, issued by the Australian Securities and Investments Commission (ASIC). We are a member of the Australian Financial Complaints Authority (AFCA), membership number available on request. We comply with our obligations under the National Consumer Credit Protection framework, Anti-Money Laundering and Counter-Terrorism Financing Act, and the Privacy Act.

8. Limitation of Liability

To the fullest extent permitted by applicable law, MPFG excludes all warranties and representations, express or implied, regarding the Website and its content. MPFG shall not be liable for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of or reliance on information on this Website.

Nothing in this Disclaimer excludes rights that cannot be excluded under the Australian Consumer Law or any other applicable legislation.