Non-Bank Lender in Camberwell
MPFG Capital is a non-bank lender headquartered at 403/685 Burke Road, Camberwell — with $700M+ in loans settled. We specialise in Alt Doc loans for self-employed borrowers, commercial property finance and bridging loans, with service in English, Mandarin and Cantonese.
MPFG Capital in Camberwell at a Glance
| Head office | 403/685 Burke Road, Camberwell VIC 3124 |
|---|---|
| Phone | 03 9696 8888 |
| finance@mpfg.com.au | |
| Credit licence | Australian Credit Licence 553698 (MPFG Capital Pty Ltd, ABN 70 670 779 370) |
| Loans settled | $700M+ since 2019 |
| Languages | English · Mandarin · Cantonese |
| Specialties | Alt Doc (self-employed) · Commercial · Bridging & private funding · Refinance up to $7.5M · Expat lending |
Lending Built for Camberwell's Property Market
Camberwell (VIC 3124), in the City of Boroondara, is one of Melbourne's most tightly held family suburbs. As at mid-2026, suburb data providers including Domain and PropertyValue report a median house price of approximately $2.3–2.6 million. Purchases at this level frequently sit outside major-bank comfort zones — larger loan sizes, self-employed income, or family and trust structures. That is exactly the lending MPFG was built for.
- High loan amounts — selected MPFG products lend up to $7.5 million
- Alt Doc income verification for business owners and professionals
- Bridging finance for buy-before-you-sell upgrades within Boroondara
- Company, trust and SMSF-adjacent structures assessed on their merits
Market figures are indicative suburb medians reported by third-party data providers as at mid-2026 and may change. They are general information only, not a valuation or credit advice.
Loans We Arrange From Our Camberwell Office
Self-Employed? No Payslips? Still Lendable.
Camberwell and the wider Boroondara area are home to thousands of business owners, medical professionals and consultants. Our Alt Doc programs verify income with BAS statements, business bank statements or an accountant's letter — built for borrowers whose tax returns understate their true capacity.
View ProductsFinance for Shops, Offices & Warehouses
From retail strips on Burke Road to industrial property further out, MPFG funds commercial purchases and refinances for SMEs and investors, with flexible servicing assessment and competitive LVRs.
View ProductsBuy Before You Sell
Upgrading within Camberwell's tightly held market often means buying before your current home sells. Our bridging and private funding solutions provide short-term certainty with clear exit strategies.
View ProductsRefinance up to $7.5M
High-value Camberwell properties need a lender comfortable with large loan sizes. MPFG Easy Refi lends up to $7.5 million, including options for self-employed and Alt Doc borrowers.
View Products中文服务 — Chinese-Speaking Lending Specialists
Boroondara has one of Melbourne's largest Chinese-Australian communities. MPFG's Camberwell team includes Mandarin and Cantonese speakers who can guide you through Alt Doc, refinance and bridging options in your preferred language — from first enquiry to settlement. 我们的团队提供普通话和粤语服务，欢迎华人自雇人士、新移民和投资者咨询。
查看本页中文版Frequently Asked Questions
Is MPFG Capital a bank?
No. MPFG Capital Pty Ltd (ABN 70 670 779 370) is a non-bank lender holding Australian Credit Licence 553698. We fund loans through our own programs rather than a banking licence, which allows more flexible credit assessment for self-employed borrowers, new migrants and investors.
Where is MPFG Capital's Camberwell office?
Our head office is at 403/685 Burke Road, Camberwell VIC 3124, near Camberwell Junction. You can call 03 9696 8888 or email finance@mpfg.com.au to book an appointment in English, Mandarin or Cantonese.
Can I get a home loan in Camberwell if I'm self-employed without payslips?
Yes. MPFG's Alt Doc loans assess income using alternative documents such as BAS statements, business bank statements or an accountant's letter instead of payslips. This suits business owners, contractors and professionals whose taxable income doesn't reflect their real borrowing capacity.
What is the median house price in Camberwell?
As at mid-2026, suburb data providers report a median house price for Camberwell (VIC 3124) of roughly $2.3 million to $2.6 million. Because typical purchases are large, borrowers often need a lender comfortable with high loan amounts — selected MPFG products lend up to $7.5 million.
Do you have Chinese-speaking lending specialists?
Yes. MPFG Capital serves many Chinese-Australian borrowers across Boroondara and greater Melbourne. Our team includes Mandarin and Cantonese speakers, and our website and loan guidance are available in both English and Chinese.
A bank declined my loan application. What are my options?
A bank decline does not end your options. Non-bank lenders like MPFG apply different credit criteria and can consider Alt Doc income verification, recent credit events, complex company or trust structures, and bridging scenarios. Bring your decline reasons to us and we'll assess whether one of our programs fits.
What types of loans does MPFG offer from Camberwell?
From our Camberwell head office we arrange residential home loans (full doc and Alt Doc), refinance products up to $7.5 million, commercial property loans, bridging and private funding, and solutions for Australian expats. All lending is subject to our credit assessment.
Visit Our Camberwell Head Office
Book an AppointmentAll applications are subject to MPFG Capital's credit assessment and lending criteria. This page is general information only and does not constitute credit or financial advice.