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MPFG Flex
Lite Doc Home Loan
From 6.29% p.a.*
Income Document Checklist
Find the right loan
PAYG Income Docs
• 2 Payslips or Employment Letter
SE Income Docs
• 1 year ITR
• Accountant letter
Product Summary
Key Features & Specifications
Maximum LVR
80%
Loan Term
Up to 30 years
Loan Size
$150,000 – $2,000,000
Repayment Method
Principal & Interest (Interest Only available, OO +0.15% / INV +0.15%)
Redraw
Available
Loan Purposes
PurchaseRefinanceCash OutDebt ConsolidationLoan Increase
Interest Rates
Current Rates
| Loan Type | Loan Amount | LVR | Variable | Comparison Rate | Risk Fee |
|---|---|---|---|---|---|
| Discounted (No Clawback) | |||||
| Discounted (No Clawback) | Up to $2m | ≤70% | 6.29% | 6.76% | 1% Risk Fee |
| Discounted (No Clawback) | Up to $2m | ≤80% | 6.39% | 6.86% | 1% Risk Fee |
| Standard | |||||
| Standard | Up to $2m | ≤70% | 6.49% | 6.91% | 0% Risk Fee |
| Standard | Up to $2m | ≤80% | 6.59% | 7.01% | 0% Risk Fee |
Fees & Charges
Application Fee$770 Online / $880 Manual
Legal FeesIncluded in Application
Settlement Fee$150
Valuation FeeMinimum $250 or at cost
Annual Fee$395
Discharge Fee$795
Loan Variation Fee$250
Loan Facility Variation Fee$400
Monthly Fee$0
No Clawback Risk Fee1% of loan amount
Interested in MPFG Flex?
Get in touch with our team to discuss your requirements and start your application.